• About Us
  • Attorneys
    ▼
    • Kent Berk
    • Daphne Reaume
    • Salim Shleef
  • Testimonials
    ▼
    • Videos
  • Practice Areas
    ▼
    • Probate, Trust & Estate Contests, Disputes & Litigation
    • Guardianships and Conservatorships
    • Financial Exploitation of Vulnerable Adults
    • Abuse & Neglect of Vulnerable Adults
  • Resources
    ▼
    • FAQs
    • Blog
    • Videos
  • Contact Us
  • Skip to main content
  • Skip to primary sidebar

Berk Law Group

Arizona Probate Litigation Attorneys

Request a $400 Consultation

480.607.7900

  • About Us
  • Attorneys
    • Kent Berk
    • Daphne Reaume
    • Salim Shleef
  • Testimonials
    • Videos
  • Practice Areas
    • Probate, Trust & Estate Contests, Disputes & Litigation
    • Guardianships and Conservatorships
    • Financial Exploitation of Vulnerable Adults
    • Abuse & Neglect of Vulnerable Adults
  • Resources
    • FAQs
    • Blog
    • Videos
  • Contact Us

Home » Our Blog » COURT NARROWLY CONSTRUES CRIMINAL ACT EXCLUSION

COURT NARROWLY CONSTRUES CRIMINAL ACT EXCLUSION

By Kent Berk on August 21st, 2010 in BLOG, INSURANCE LAW

Most liability insurance policies include a provision whereby the insured is not insured for intentional acts – called the “intentional acts” or “criminal acts” exclusion. Typically, such provisions only exclude insurance coverage where the insured policyholder acted intentionally (rather than negligently) and intended the conduct to cause injury.

In Wilshire Ins. Co. v. S.A., the Arizona Court of Appeals was faced with an insurance coverage dispute where the insured policyholder had sexually assaulted a 15 year old while locked in the company’s basement. The insured pled guilty to sexual assault, among other things.

The insurance policy provided that there was no coverage for conduct “arising out of a criminal act committed by or at the direction of any insured.”  Based on that clause and the public policy that insurance should not protect those who intentionally cause injury, the Court affirmed the trial court’s determination that there was no coverage for the assault. The Court noted that this was not a case where the insured acted intentionally, but unintentionally caused injury.

Primary Sidebar

Contact Us Today

  • Hidden
  • This field is for validation purposes and should be left unchanged.

Contact Us

Berk Law Group, P.C.
14220 N. Northsight Boulevard, Suite 135
Scottsdale, AZ 85260
  • Facebook
  • LinkedIn
  • Twitter
  • YouTube

Copyright © 2022
Berk Law Group
480.607.7900
Disclaimer Privacy Policy